Case Studies - Buy to Let

  • First Time Buyer

    Max aged 21, already owns his own expanding hairdressing business. Max was keen to invest in property like his grandmother, but had neither any other property assets nor a deposit to secure a buy to let mortgage.

    Although profits are still too low, Max was able to make his first property investment with the help of his grandmother, who owns substantial equity in four properties.

    We were able to refinance one of his grandmother’s properties and enable Max and his grandmother to complete their first buy to let purchase in their joint names.

    This solution is also very useful for Max’s grandmother’s estate planning. In time, granny will gift further deposits to Max, now that he is recognised as an experienced landlord by a number of lenders.

  • Second Property

    Second home seekers Lucy and Charles had found their dream getaway, which they proposed to finance by downsizing and taking out a second mortgage. When their buyers had to pull out, causing the chain to collapse, Lucy and Charles were distraught.

    We were able to arrange a Let to Buy mortgage which funded the deposit for the new purchase and provided an additional income from the surplus rents once the mortgage interest had been paid.

    This second property now forms part of their retirement planning

  • Leveraging Portfolio

    Kevin & Fiona own several investment properties. Although they had extensive equity in their portfolio, they lacked available capital for further investment and were unsure about the recent and impending legislative changes since their last property acquisition.

    Reviewing the portfolio identified properties where we were able to release the required capital on low fixed rates, to provide deposits for new purchases, whilst retaining stability.

    The new purchases were acquired via a newly formed limited company, taking into account the tax changes being introduced in 2017.


Check out some of our client testimonials below

  • “A very professional service from a very professional team. I would like to thank Mark, Danny and Andy for your help, advice and reassurance. Fully recommended. ”
    Sunil Parkeh
  • “A remarkable company with exceptional customer service. Each and every member has genuine concern and deals with the client with utmost care and responsibility. Emails are responded to in a matter of minutes which are then followed up by a call to ensure the matter has been dealt with and to the satisfaction of the client. Mortgages and Insurers Solutions are working far and beyond any standard I have experienced to date. I am truly appreciative of this level of service and hope others will take note to adopt this standard. ”
    Farhad Munir
  • “Mark and the team and M&I are amazing, I have tried a number of partners to assist in building investment and insurance portfolio but they stand ahead of the competition. The communication is excellent, I recommend simply picking up the phone and talking to the team. ”
    Fraser Armstrong-Watters
  • “Your service has been invaluable to me. The excellent support team added another dimension with their services. What I really like is the detailed one to one personal service, as well as the good rates that you offer me.”
    Conrad Walker
  • “Buying our new home was made a stress free process thanks to Mark and his staff at Mortgages & Insurers Solutions. They are a credit to their profession, and we will be happily recommending them to friends and family.”
    Mark Bye & Sharlene Sherwood
  • “With Mortgages & Insurers Solutions we are on the road to another purchase without exhausting our finances. We received a great mortgage service from Mark and his team and I would definitely recommend Mark for his mortgage knowledge.”
    Kery Willer

Get in Touch

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P: 020 8364 3444

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Some buy-to-let mortgages and commercial mortgages are not regulated by the Financial Conduct Authority.


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