0208 364 3444In this week’s newsletter, we’re looking at a crucial segment of the mortgage market; company directors, the self-employed, and irregular earners.
These professionals often face unique challenges when trying to secure financing for their home purchases due to the unconventional nature of their income.
Case Study: Financing Success for a Young Entrepreneur
Consider the case of Samuel, a successful entrepreneur and director of a profitable limited company.
He encountered challenges securing a mortgage due to traditional lenders focusing solely on his salary and dividend income, overlooking the significant retained profits within his business.
We engaged with a specialised lender who was able to take into account the company’s retained profits alongside Samuel’s salary. This meant Samuel was able to secure a mortgage and borrow considerably more than previously expected.
This approach is not just limited to company directors. We regularly assist various self-employed professionals and those with irregular income streams to navigate the mortgage landscape.
How We Can Help
We have access to a wide range of products aimed at company directors and irregular earners.
To find out how we can help you, contact us today on 0208 364 3444 or click here to schedule a free consultation call.
