Get Ready for a Busier Property Market as Rate Cuts Predicted

There are growing indications that the property market is set to pick up in the months ahead — and now is the ideal time to begin preparing, whether you’re buying, remortgaging, or investing.

The International Monetary Fund (IMF) has forecast that the Bank of England could cut interest rates three more times this year, even as inflation remains slightly above expectations.

UK inflation is projected to be 3.1% the highest among advanced economies, this is due in part to rising energy and water bills. However, the IMF expects the Bank to respond by lowering rates to support economic growth, which is now forecast to be lower than previously expected at 1.1% in 2025.

What This Means for You
A further reduction in interest rates is likely to ease the cost of borrowing, giving both homebuyers and investors greater affordability. If rate cuts go ahead as predicted, we expect to see increased buyer demand and renewed momentum in the housing market.

That makes early preparation essential for those looking to make their next move. Acting now could put you in a stronger position, particularly in the eyes of your local estate agent, who value buyers that have their mortgage agreed in principle.

How Can Flexi-Lock Help You?
With market conditions shifting and interest rates expected to fall further, timing is everything. That’s where our Flexi-Lock service comes in.

Flexi-Lock allows you to secure a competitive mortgage deal today, while giving you the flexibility to switch to a better rate if one becomes available before your mortgage completes. This means you can act now to protect yourself from any sudden rate increases, without missing out if the market moves in your favour later. It’s ideal if:

✅ You’re preparing to buy a home or remortgage in the coming months
✅ You want peace of mind that you’ve secured a rate, but flexibility to improve it
✅ You’re worried about fluctuating interest rates or product availability

Speak With Our Team
Speak to our award-winning brokers to find out how Flexi-Lock can work for you and ensure you’re in the strongest position possible — whatever the market brings.
Contact us today to discuss how we can assist you on 0208 364 3444 or click here to schedule a free consultation call.