Smart Mortgage Calculators & Tools
Take the guesswork out of your finances with our versatile mortgage calculators
We Can Help You, Turn Property into Profit
As award-winning advisors, we work harder to find the lenders others miss. We focus on creative solutions that seek to lower your deposit and increase your yield. Whether it’s securing an AIP in 24 hours or liaising with solicitors, we manage every detail from start to finish.
Buy to Let
This is a mortgage for properties you intend to rent out rather than occupy yourself. We focus on maximising your rental yield and securing the lowest market rates to ensure your investment is profitable from day one.
Limited Company (SPV)
This allows you to hold property within a Special Purpose Vehicle for potential tax advantages and professional scaling. We navigate the specific underwriting rules to support your application and investment needs. We can also support trading limited companies.
HMO Mortgages
HMOs are properties rented to multiple unrelated tenants, often offering significantly higher rental returns than standard lets. We work with specialist lenders who understand the uniqueness of these high-yield investments.
Portfolio Landlord
For investors with four or more mortgaged properties. We act as your strategic partners, managing complex stress tests across your portfolio to unlock equity for your next acquisition.
Complex Income or Scenario? We Can Help
No Minimum Income Requirements
We work with lenders that’ll allow you to secure a buy-to-let mortgage without a minimum personal income, instead assessing affordability based on the property’s projected rental yield.
Up To 85% LTV On Buy to Let
Although there aren’t many products in this space, we have access to lenders that will lend up to 85% LTV on standard and some limited company cases. If you’re looking to borrow more with less upfront cost, we can help.
Seamless Let to Move Products
Let to Move provides you with more choices during life changes. Whether you’re letting your property to buy, move abroad or live with family, relocating, staying with family, we can help source a suitable mortgage product for you.
Tricky Scenario. No Problem.
Whether you are a first time landlord with little experience or a seasoned investor with a complex portfolio, we can help find the best solution for you and your investment.
Product Transfers Made Easy
With hundreds of mortgage products to choose from, making the right choice can be stressful and confusing. Our team will do the heavy lifting and present the information in a simple, easy-to-understand way, allowing you to make an informed and stress-free decision.
Multi-Award Winning Expertise with Over 50 Years Experience
We are proud to have been declared the overall winners of the prestigious MoneyFacts “Buy to Let Broker of the Year” category. This significant achievement is part of a sustained run of excellence, having previously won the overall award in 2018, 2019, 2020, and 2022, and achieving the highly commended award in 2021.
Best rates on the market, regardless of fluctuations
Our FlexiLock Guarantee is designed to combat uncertainty. Locking in a rate now and switching to a more favourable rate should one become available.
Typically, we’re able to source and lock in a mortgage product six months prior to the expiration of your current mortgage, giving you ample preparation for what’s ahead.
Client Experiences & 5 Star Reviews That Speak for Themselves
Fast-Track Your Next Buy-to-Let investment
We don’t just find mortgages; we think outside the box to source creative finance that minimises costs and boosts your profit