Large Loans For Your High Value Moves
High-value lending shouldn't mean high hurdles. We simplify large loans for sole and joint applicants.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Large Loans Simplified from £1 million – £5 million
Securing a mortgage of £1 million or more shouldn’t be a hurdle. We pride ourselves on offering access to the most competitive large-loan products available today, including a standout solution we are currently spearheading for its incredible flexibility.
Whether you are a company director seeking to optimise your current borrowing or a young family ready to step into your dream home, we specialise in making these high-value loans accessible. Our track record speaks for itself, helping clients of all backgrounds secure the rates and terms their property ambitions deserve.
Realistic Income Requirements
We believe high-value lending should be based on your potential, not just arbitrary limits. Our specialist partners offer £1M+ large loans with accessible entry points—starting at £80,000 income.
80% LTV On Large loans
By securing 20% deposit options for loans up to £5 million, we empower our clients to acquire prime property without tying up unnecessary capital.
No Max Income Multiples
We have access to lenders who do not impose maximum income multiple caps. That means borrowing is not restricted to the traditional 4x or 5x income limits, but instead assessed more holistically.
Flexible Employment Status
Whether you are employed or self-employed, We work with specialist lenders who accept just one year’s trading history and offer bespoke flexibility for complex income structures.
Adverse Credit Considered
If you’re concerned about your credit history, we may still be able to help you secure the large-scale funding you need. Many of our specialist partners offer flexible underwriting for clients with previous credit challenges or non-standard profiles.
Multi-Award Winning Expertise with Over 50 Years Experience
We are proud to have been declared the overall winners of the prestigious MoneyFacts “Buy to Let Broker of the Year” category. This significant achievement is part of a sustained run of excellence, having previously won the overall award in 2018, 2019, 2020, and 2022, and achieving the highly commended award in 2021.
Mortgages & Insurers Solutions is a trading name of Mark Edwards which is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.”
The most competitive rates, regardless of market fluctuations
Our FlexiLock service is designed to combat uncertainty. Locking in a rate now and switching to a more favourable rate should one become available.
Typically, we’re able to source and lock in a mortgage product six months prior to the expiration of your current mortgage, giving you ample preparation for what’s ahead.
Client Experiences & 5 Star Reviews That Speak for Themselves
Unlock Your True Borrowing Potential.
We don’t just find mortgages; we think outside the box to source creative finance that can turn your dream home into reality.