Mortgages Minus the Jargon and Stress
Stop searching and start moving. We handle the complexity of finding a suitable mortgage so you can focus on securing your dream home.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Expert Advice for Your Most Important Move
A residential mortgage is more than just a long-term loan; it’s the key to your future. Whether you are a first-time buyer, moving up the ladder, or approaching retirement, we understand that your needs are unique. From fixed-rate security to the flexibility of a tracker mortgage, we don’t just find a product, we find a solution that fits your life.
Deposits Now Optional!
With Zero123 you could buy with 0%, 1%, 2% or 3% deposit (subject to criteria). We’ll match you to the most suitable route based on your circumstances, affordability, credit profile and property type.
100% Mortgages for Renters
Paying rent on time can work in your favour. If you’ve got a strong rental track record, you may be eligible for a zero deposit, 100% LTV mortgage so you can buy sooner.
Get Started With Just £5k
If saving feels endless, a 1% deposit mortgage could be your shortcut. With a minimum £5,000 deposit and clear criteria, it’s designed to help first time buyers get on the property ladder faster.
Small Deposit. Big Momentum.
Saved £10,000? A 2% deposit mortgage could unlock homeownership with added perks like cashback and no arrangement fee (product dependent). Ideal for straightforward employed applications.
Support for Imperfect Credit
Had a few bumps in the past? The 3% deposit option can consider certain adverse credit cases (criteria applies). We’ll assess your position and advise on the most realistic route.
Don't let a small deposit hold you back!
Worried about your deposit size or borrowing limits? We’ll help you find a way forward that best suits your unique circumstances.
Multi-Award Winning Expertise with Over 50 Years Experience
We are proud to have been declared the overall winners of the prestigious MoneyFacts “Buy to Let Broker of the Year” category. This significant achievement is part of a sustained run of excellence, having previously won the overall award in 2018, 2019, 2020, and 2022, and achieving the highly commended award in 2021.
Mortgages & Insurers Solutions is a trading name of Mark Edwards which is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.”
The most competitive rates, regardless of market fluctuations
Our FlexiLock service is designed to combat uncertainty. Locking in a rate now and switching to a more favourable rate should one become available.
Typically, we’re able to source and lock in a mortgage product six months prior to the expiration of your current mortgage, giving you ample preparation for what’s ahead.