Find out what there is to know about Life Insurance

Get A Quote

What is Life Insurance?

Life insurance provides your family with financial security should you pass away through a lump sum or regular payments that are provided to whom you wish.

Whether your money is used to pay off a mortgage or provide a regular income for your family who are dependent on your income, taking out a life insurance policy will provide relief during this time, through the reassurance of financial protection. 

The amount of money paid out depends on the level of cover you require and what is included within the cover. If you are still deciding on what type of life insurance cover you need, we can provide you with the information you need to make an informed decision that will ensure your cover is used where needed.

Our qualified insurance brokers

Our specialist Insurance brokers are here to help. Feel free to give them a ring to discuss your Life Insurance policy options.

Leon Dunkley

leon@mortgagesandinsurers.com | 020 8364 3444

Do I need Life Insurance cover?

The financial impact of not having life cover could be devastating to those you leave behind. If you are the main breadwinner of your household or codependent when it comes to your mortgage and lifestyle, this may leave those in your care vulnerable and unable to maintain their standard of living. 

Relying on other methods for providing for your family may prove to be insufficient, such as relying on the government’s assistance. Therefore, if you want what is best for your family and ensure financial security, then taking out life insurance is crucial. 

For less than the cost of a weekly cup of takeaway coffee you can protect yourself and your family and help deal with any consequences that could occur from illness, accident or death. 

That’s why, when we talk to clients about protection, we talk about value, rather than cost.

What Life Insurance cover is right for me?

We understand that everyone’s situation is different, which is why we work with an exclusively selected panel of established insurance companies to find a range of life insurance policies that will allow us to find the perfect cover for you. 

Working closely with Aviva, Zurich and The Exeter along with others, gives us the opportunity to find policies that only include exactly what you need and last for however long you need. We are even able to help with joint life insurance policies that allow for both you and your partner to take out life insurance together.

To understand what is the best life insurance policy for you, whether that is to:

    • Cover your salary
    • Maintain your loved ones’ living standards
    • Help with health and living costs if you become terminally ill
    • Pay your children’s school or university fees
    • Pay off a mortgage in the event of your death

We are able to help you find the right policies that suit your needs.

We work closely with a range of Insurers to ensure we find the right cover for you

What can Mortgages and Insurers Solutions do for you?

Here at Mortgages and Insurers Solutions, we want to ensure that our customers find the insurance cover that fits their life perfectly. It can be hard to navigate through lists of policies that providers supply, and it can be easy to take out a policy that is not relatable to your situation, yet still be paying for them.

To avoid any confusion, we take the time to understand our customers wants and needs and provide the best insurance cover based off of this.

With exclusive deals and policies that we manage with our Insurance partners, we work hard to establish tailored insurance cover that would otherwise be difficult to find. For example, our life insurance policies can also include additional benefits including: global treatment and fracture cover, benefits that a traditional insurance policy wouldn’t normally cover for only an additional £1-£2 more a month.

We are always on call to take any questions or queries and we are always here to help with any issues.

 

We look forward to hearing from you!

Take a look at our other Insurance types