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Do I need Business Insurance?
Business Insurance is important when safeguarding your company against day-to-day risks. There are vulnerabilities every day that are often unforeseen accidents and unique to each business, which is why each Business Insurance cover is varied and covers separate policies.
By law, certain types of business insurance are a legal necessity, such as employers’ liability insurance for paid or voluntary staff that you have working for you. There are also other businesses where it is compulsory to have professional indemnity insurance, such as financial advisors.
Other types of business insurance policies are optional, however it is important to cover yourself as extensively as possible to always stay financially protected. Regardless of whether you are a small business within an office or a high street store, taking out business insurance will cover you from risks that include accidents on the shop floor to office kitchen fires.